When climate-controlled air escapes or gaps allow non-climate-controlled air inside, heating and cooling system are forced to work overtime. Although frugal people often calculate the cost benefits of replacement windows to reduce energy loss, entry and secondary doors also have a significant effect. A poorly insulated door with even small gaps around the casing can create ongoing drafts....

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While VA loans come with numerous benefits, they share many of the same requirements as conventional loans. For veterans seeking a VA loan to purchase a home, it's often required to purchase a homeowners insurance policy. Here is the basic info about homeowners insurance requirements: Is homeowners insurance required for a VA loan? Just like most conventional mortgages,...